Direct Wealth represents stable salary income. Indirect Wealth represents investment returns, business profits, and windfalls.
Two Types of Money
Direct Wealth (Zheng Cai) is predictable income — salary, fees, regular business revenue. It rewards consistency and disciplined effort. Indirect Wealth (Pian Cai) is variable income — investments, speculative gains, social capital monetization, and unexpected opportunities. The balance between these two in your chart reveals your natural financial style and the best wealth-building strategy for you.
Related Questions
Can I have both?
Yes. Many successful people have both types active at different life stages. Your chart reveals which type dominates and when each peaks.
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